Credit Analyst at IncredibleBank · Cape Coral, FL · Joined
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Credit Analyst
IncredibleBank · Cape Coral, FL · Just now · 0 applicants
NewOn-siteFull-timeSenior
Pay
Pay not listed
Workplace
On-site
Job type
Full-time
Level
Senior
Source: jobright · Posted by joined-scrapper
About the role
IncredibleBank seeks a Senior Credit Analyst in Cape Coral, FL to independently evaluate and underwrite complex commercial lending relationships. The role focuses on assessing credit risk, preparing credit memoranda, supporting portfolio management, and mentoring less experienced analysts.
What you’ll do
Independently evaluate and underwrite moderately complex commercial lending relationships
Assess credit risk and develop underwriting recommendations
Prepare credit memoranda and supporting documentation
Support portfolio management activities
Provide guidance to less experienced analysts
Present and defend underwriting recommendations to management and loan committees
What you’ll need
Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field with 3 to 7 years of commercial credit or financial services experience
Demonstrated experience analyzing commercial financial statements and assessing credit risk
Advanced proficiency in Microsoft Excel, including financial statement analysis, cash flow modeling, reporting, and data analysis
Experience with financial spreading, credit underwriting, document management, and loan origination systems
Ability to manage multiple priorities and apply lending policies, underwriting standards, and regulatory requirements
Original job description
IncredibleBank is hiring a Credit Analyst to independently evaluate and underwrite moderately complex commercial lending relationships. The role assesses credit risk, prepares credit memoranda and underwriting recommendations, supports portfolio management, and provides guidance to less experienced analysts.Demonstrated experience analyzing commercial…